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Conventional loans are a good choice for most borrowers who have good credit and low debt
A fixed-rate mortgage might be a better choice for you if you want to lock in your rate and pay the same amount every month
Adjustable-rate mortgages can be a good choice for people wanting to have a low initial monthly payment and are ok with it changing over time
FHA loans can be a good option for people with lower credit, as you can qualify at a lower credit score, and you only have to put 3.5% down
USDA loans are a good option for people with low to moderate income and are looking to live in a rural area
VA loans are a great option for eligible active-duty service members, veterans and eligible surviving spouses to get into a home with no down payment and lower credit scores
A jumbo loan is one that’s worth more than conforming loan standards in your area. You usually need a jumbo loan if you want to buy a high-value property.
A refinance is a good option for people looking to convert equity in their home to cash, or for people looking to lower their current interest rate on their mortgage
A reverse mortgage is a great option for homeowners that are 62 or older and have a large amount of equity in their home. They can borrow against the value of their home and receive funds as a lump sum, fixed monthly payment, or line of credit.
What our customers are saying
Your experience at Harvest Mortgage is guaranteed to be superior in every way due to the professionalism and sheer genius of Cody Friedrich. Above all, his commitment to client needs distinguishes him as a primary choice for your mortgage requirements. The efficacy of his approach to meeting client needs is demonstrated through his vocational aptitude and brilliance of the results he produces. I highly recommend Harvest Mortgage.
Highly Recommended!! Harvest mortgage is the first lender thus far to communicate to me their willingness to cooperate and provide resources despite a “not-so-good” credit score. I thought buying a house was out of the question for such credit scores, but Cody has both the connections and expertise to make that “impossible” hurdle possible. Thanks Cody!!
I highly recommend Harvest Mortgage ! Cody is a miracle worker at finding exactly what you’re looking for! He offers extremely professional services with unmatched resourcefulness to find a solution for all your needs!